Bitget Wallet finished 2025 with increased on-chain activity in trading, payments, and yield products, indicating that self-custodial wallets are becoming mainstream financial instruments rather than specialist goods for crypto traders.
The data show a gradual shift in user behaviour as adoption expanded beyond early, trading-focused audiences and into more ordinary financial use.
The findings are based on internal data described in a press release sent to Invezz, which shows how wallet usage continued to rise even as broader crypto market activity slowed near the end of the year.
The pattern indicates a gradual decoupling between market sentiment and real-world cryptocurrency usage, notably in areas related to payments and stablecoin-based activity.
Decentralised trade volumes are gaining momentum
Trading activity on the blockchain increased significantly throughout 2025.
Bitget Wallet’s monthly swap trading volume surpassed $900 million, representing a 232% increase over the previous year.
Users increasingly depended on decentralised exchange routing to gain access to a wider range of assets across various blockchains, demonstrating a rising demand for on-chain liquidity and execution.
Derivatives activity followed a similar trend. Monthly perpetual futures trading volume surpassed $5 billion, up 291% year on year, reflecting an industry-wide shift toward decentralised perpetual markets.
Over the course of the year, the ratio of decentralised to centralised perpetual futures trading volume increased, reaching a record of 18.7%.
The change highlights a broader shift toward transparent, on-chain derivatives trading as decentralised technology improves.
Payments come closer to regular use
Payments emerged as a more noticeable driver of wallet usage by 2025.
Monthly spending on the Bitget Wallet Card has increased more than sixfold since its launch in July, echoing a broader rise in retail-focused stablecoin activities.
Global stablecoin transaction volumes were expected to be $46 trillion per year, demonstrating the magnitude of payment-related crypto movements.
Bitget Wallet improved its payment services this year, including card-based spending, national QR payment systems, direct bank transfers in select areas, and in-app cryptocurrency shopping.
These developments demonstrate ongoing progress in integrating cryptocurrency payments into ordinary retail and financial activities, with wallets serving as instruments for spending, keeping, and exchanging digital assets.
Stablecoin yield boosts demand for on-chain revenues
Demand for on-chain yield products increased alongside trade and payments.
Bitget Wallet’s Earn products had quarterly membership volumes nearing $200 million, up more than tenfold since the beginning of 2025.
Growth was primarily driven by stablecoin-focused yield offerings and integrations with established decentralised finance technologies.
As market circumstances have become more cautious, there has been an increase in interest in more dependable on-chain returns.
At the same time, decentralised finance became more widespread.
The total value locked across DeFi protocols reached over $161 billion in the third quarter of 2025, one of the largest levels witnessed outside of past market peaks, indicating sustained involvement with on-chain financial services.
Wallets are repositioned as financial hubs
“The data from 2025 points to a clear shift in how wallets are used,” said Jamie Elkaleh, chief marketing officer of Bitget Wallet.
They are increasingly functioning as everyday finance apps, where users trade, spend, and manage money directly on-chain.
Bitget Wallet, which has over 80 million users worldwide, markets itself as an all-in-one self-custodial platform that incorporates trading, payments, and yield production.
The software allows users to transmit, spend, earn, and trade cryptocurrency and stablecoins, with worldwide on and off-ramps and full user custody of assets.
In 2026, the business plans to build on the trends seen in 2025 by expanding payment access, supporting a broader spectrum of tokenised assets, and further decreasing friction in on-chain financial activity.
As wallets continue to incorporate trading, spending, and asset management, research suggests that they will play an increasingly important role in the mainstream acceptance of cryptocurrency-based finance.
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